Calculate Stripe Fees With Confidence
Instantly determine your net earnings from any transaction. Our simple calculator helps you price your products and services accurately.
Calculate Fees NowStripe Fee Calculator
Enter the amount you charge to see a full breakdown of fees and your net profit.
Transaction Details
Why Use Our Fee Calculator?
Our tool simplifies Stripe's pricing so you can focus on your business.
Clear Breakdowns
Instantly see the exact fee amount and the net profit you'll receive in your bank account.
Reverse Calculation
Need to receive a specific amount? Our tool calculates how much you need to charge to cover all fees.
Privacy First
Your financial data is never stored or sent to our servers. All calculations are done in your browser.
How It Works
Calculating your net profit is simple with our three-step process.
Enter Amount
Input the total amount you are billing your customer for your product or service.
Verify Fees
The standard Stripe fees are pre-filled. You can adjust them for international cards or different plans.
See Breakdown
Instantly see the fee, your net profit, and how much to charge to cover the costs.
A Simple Guide to Understanding Stripe Fees
Demystify payment processing fees and learn how to price your products correctly to protect your profit margin.
What Are Payment Processing Fees?
When you accept a credit or debit card payment online, a small portion of that transaction is taken by the payment processor (like Stripe) as a fee for their service. This service includes securely handling card data, transferring funds between banks, and protecting against fraud. Forgetting to account for these fees is a common mistake that can eat into your profits.
How Stripe's Standard Fee Structure Works
Stripe's most common pricing model is a simple, pay-as-you-go structure that combines a percentage and a fixed amount. For online transactions in the United States, the standard fee is:
2.9% + $0.30
This means for every transaction, Stripe takes 2.9% of the total amount, plus an additional 30 cents. For example, on a $100.00 transaction:
- Percentage Fee: $100.00 * 2.9% = $2.90
- Fixed Fee: + $0.30
- Total Stripe Fee: $2.90 + $0.30 = $3.20
- Your Net Earnings: $100.00 - $3.20 = $96.80
Our calculator automates this math for you instantly.
What About International or Other Fees?
It's important to know that fees can change based on several factors:
- International Cards: Stripe typically adds an additional 1% fee for processing cards issued outside of your country.
- Currency Conversion: If you need to convert the payment to your local currency, another 1% fee usually applies.
- In-Person Payments: Using a Stripe Terminal for in-person payments often has a different, lower rate (e.g., 2.7% + $0.05).
- High-Volume Discounts: Businesses processing a large volume of payments may be eligible for custom pricing plans.
Our calculator defaults to the standard 2.9% + $0.30, but we've made the fields editable so you can input custom rates to match your specific situation.
The "Reverse" Calculation: How to Get Your Desired Amount
A common problem is figuring out how much to charge a client to receive a specific amount. For example, if you want to receive exactly $100.00 in your bank account, you can't just charge the client $100.00, because Stripe will take its fee from that.
You need to charge an amount that, after the fee is deducted, leaves you with $100.00. This requires a "reverse" or "gross-up" calculation. The formula is:
Amount to Charge = (Desired Net Amount + Fixed Fee) / (1 - Percentage Rate)
Using our example:
- Amount to Charge = ($100.00 + $0.30) / (1 - 0.029)
- Amount to Charge = $100.30 / 0.971 = $103.30
If you charge the customer $103.30, Stripe's fee will be $3.30, and you will receive exactly $100.00. Our calculator performs this essential calculation for you automatically, saving you time and ensuring you're never underpaid.
Frequently Asked Questions
Find answers to common questions about our Stripe Fee Calculator.
No, this is an independent, third-party tool designed to help users easily calculate fees based on Stripe's public pricing models. For official information, always consult Stripe's website.
Yes. Your privacy is our priority. All calculations are performed in your browser. No data you enter is ever sent to our servers or stored in any way.
The calculator defaults to the standard domestic online transaction fee (2.9% + $0.30). However, the fee fields are editable. If you need to account for an international card fee (typically an additional 1%), you can change the percentage from 2.9% to 3.9% before calculating.
This is a powerful feature that tells you how much you need to bill a customer in order to receive a specific amount *after* Stripe has taken its fees. It's perfect for ensuring your net income matches your project price.
Price With Precision. Maximize Your Profit.
Stop guessing and know your numbers. Use our free calculator to see your true earnings on every transaction.
Calculate Fees Now